Institutional aid
Many private colleges award their own need-based grants from their own funds, using the CSS Profile rather than the FAFSA. Those funds have no federal eligibility test attached.
Federal aid and immigration status
Not the parent's. H-1B families ask us this first, and the answer turns on one field — the student's own immigration status. Bloom's aid engine will tell you what it does with that field, including when it has no basis to decide.
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Choose a status and the engine answers below — the same engine that runs inside a family's account.
The question behind the question
An H-1B parent reads the FAFSA and looks for a place to enter their own status. There isn't one, and that is not an oversight. Federal student aid tests the student: are they a citizen, a permanent resident, or one of a short list of eligible noncitizen statuses. A parent on an H-1B with a child who is a U.S. citizen has a FAFSA-eligible student. A parent who has naturalised, with a child still on H-4, does not.
This is why the form above asks about one person. Adding a field for the parent's status would look thorough and change nothing, and a control that does not affect the answer is a way of implying it does.
Every status Bloom stores
These rows are not written out by hand. Each one is the same function the form above calls, asked about that status — so this table cannot drift away from the answer a family gets inside the product.
| Status | Federal aid | What the engine says |
|---|---|---|
| U.S. Citizen | Eligible | U.S. citizen — eligible for all federal and state aid. |
| Permanent Resident | Eligible | Permanent resident — eligible for federal and state aid. |
| Conditional Resident | Eligible | Conditional (2-year) permanent resident — eligible for federal and state aid, same as a 10-year green card. |
| H-1B holder | Not eligible | An H-1B household — the student's own status of record (often H-4) governs aid eligibility, and this one is not FAFSA-eligible. Focus on citizenship-blind merit aid and each college's institutional aid policies. |
| H-1B — I-140 approved | Not eligible | An H-1B household with an approved I-140 — an approved I-140 does not by itself change anyone's status, so it does not change aid eligibility. Re-check eligibility if and when adjustment of status completes. |
| Pending I-485/EAD | Not eligible | Pending I-485 with EAD — an EAD alone does NOT qualify for FAFSA. Ask each financial aid office how they treat a pending adjustment of status, and complete the CSS Profile where it is accepted. |
| H-4 Dependent | Not eligible | H-4 dependent — not eligible for federal aid. Focus on merit and institutional aid. |
| F-1 Student | Not eligible | F-1 student — not eligible for federal aid. Institutional and international scholarships may be available. |
| L-2 Dependent | Not eligible | L-2 dependent — not eligible for federal aid. Focus on merit and institutional aid. |
| J-2 Dependent | Not eligible | J-2 dependent — not eligible for federal aid. Focus on merit and institutional aid. |
| DACA | Not eligible | DACA recipient — NOT eligible for federal financial aid (FAFSA). May qualify for state/institutional aid in some states. |
| Asylee | Eligible | Asylee — an 'eligible noncitizen' for FAFSA. Have your I-94 or USCIS documentation ready for verification. |
| Refugee | Eligible | Refugee — an 'eligible noncitizen' for FAFSA. Have your I-94 or USCIS documentation ready for verification. |
| Temporary Protected Status | Not eligible | Temporary Protected Status — work-authorised but not FAFSA-eligible. Some states extend in-state tuition and state aid; check yours. |
| International | Not eligible | International student — not eligible for federal aid. Institutional scholarships may be available. |
| Other | Not eligible | Immigration status unclear — verify FAFSA eligibility with financial aid office. |
Federal eligibility only. States and individual colleges set their own rules, and several of them are more generous than this table — check both.
When federal aid is closed
An H-4, L-2, F-1 or DACA student loses the federal lane. Families hear that as "we pay sticker," and for most of them it isn't true.
Many private colleges award their own need-based grants from their own funds, using the CSS Profile rather than the FAFSA. Those funds have no federal eligibility test attached.
Automatic and competitive merit awards are usually keyed to grades and test scores, not to status. At a public flagship these can be the largest single line in the offer.
A handful of states extend aid or in-state tuition past the federal line, and private scholarship sponsors set their own terms. Both are worth checking one by one rather than assuming.
Bloom's scholarship matching reads the same citizenship field this page does, so a student never sees an award they are ineligible to hold.
Keep going
Open to families
Inside a family account it reads your student's real profile — status, income, state, scores — and prices every college on the list with it.
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